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Music Insurance [message #82653]

Fri, 20 May 2016 11:26

Miami
Messages: 115
Registered: April 2012

Viscount

I know that stereo's can be insured, but what about albums, CD's, etc...? Do any of you have your audio gear insured? If so, what all do you have on your policy?

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Re: Music Insurance [message #82654 is a reply to message #82653]

Fri, 20 May 2016 13:23

BeccaH
Messages: 15
Registered: May 2016

Chancellor

Hi Miami - my uncle has a huge vinyl collection and I believe he has it insured. I don't really know anything about the vinyl market, but some of his records are nearly fifty years old so I imagine they are worth a lot. Though it would be nothing compared to the sentimental value, as he's obsessed with them!

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Re: Music Insurance [message #82796 is a reply to message #82653]

Tue, 07 June 2016 07:35

Lizah
Messages: 141
Registered: December 2015

Master

I never realized that you could put insurance on music items. I figured that the stereo equipment would just be included in your renter's or homeowner's insurance. Where can you go to purchase this special type of insurance?

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Re: Music Insurance [message #82855 is a reply to message #82796]

Sat, 18 June 2016 18:33

Silver
Messages: 116
Registered: December 2013

Viscount

I would try State Farm. They seem to know quite a bit about the insurance game. Some musical items that are not made for playing music, can be quite valuable so insurance would be the wise thing to do.

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Re: Music Insurance [message #93312 is a reply to message #82653]

Thu, 11 March 2021 22:52

Raymond
Messages: 41
Registered: December 2020

Baron

I'd never considered purchasing insurance for my music items! It makes a lot of sense, honestly. When I rented, I was told that my insurance would cover the loss of my personal items in the event of a disaster. I wonder if this would have included my CDs and instruments?

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Re: Music Insurance [message #93378 is a reply to message #82653]

Fri, 26 March 2021 01:41

Acacia
Messages: 70
Registered: January 2021

Viscount

It hasn't crossed my mind up until now that there's such a thing as music insurance. This is something I will consider if ever I buy an instrument or other audio gear.

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Re: Music Insurance [message #93383 is a reply to message #82653]

Fri, 26 March 2021 22:49

Kingfish
Messages: 565
Registered: November 2012

Illuminati (1st Degree)

Rare albums can be worth from 1 to 20 thousand dollars, if not more.

There are people who own 100's of thousands of dollars worth of audio equipment. If you insure a 20,000 dollar car, why wouldn't you insure that?

It's not the function of the item that's insured, it's the value.

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Re: Music Insurance [message #93486 is a reply to message #82653]

Sun, 11 April 2021 10:12

Mica
Messages: 117
Registered: October 2020

Viscount

Wow, I would love to have a collection that is worth insuring (albums that is). My system is insured in my home owners policy. I wonder if people list their collections in a policy like that.

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