You have many company's giving raises that do not even keep up with the increase in the cost of living, let alone provide a decent health care package. But we can't place all the blame at the employer's door step. When the annual increase in health care benefits runs between 10% and 30%, well it takes a huge increase in business to just keep pace. Most company's simply can not afford to absorb those kind of increases, so they begin to cut services provided and pass a larger share of the costs on to the employee.

Some how Congress needs to find the courage to over haul the way health care is provided and paid for, in America. And no, I do not think socialized health care is the way to go.