actually, how is anyone paying 41%? thats a lot. I dont see how a person who earns 40k gives up a number that's nearing 1/2. I give up 33% all in, gross to net, get nothing back in april since I usually owe another 500. This in itself keeps me pretty punchy when I sit down and pay bills and work out planning for the future.
Here's the thing that gets me. We claim 3 kids for dependants. In not too many years we wont have that claim. So I answered my one question cause I'll being 41% then. how nice!