The complete overhaul is what's needed, and no one in our government is willing to tackle it. GW's PSA's were a band aid, and an pinky size one at that.

Personally I have no intention to retire. I have the advantage of owning my own business. (Yes, oxymoron, business owner that's not republican). Social Security won't and cannot exist as we know it 20-25 years from now. I'll just cut to a couple of days a week, and hire and pay good people to help me in with my walker.